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Banking on Cooperative Values

Germany

2024

From Trends to Products - Strategic Innovation Management in DZ BANK (Germany)

DZ Bank, part of the cooperative financial network in Germany, has a customer-oriented approach to banking,. The bank’s innovation process involves identifying trends, researching, and implementing innovative products, showcasing their commitment to innovation and strategic management in the financial sector. The innovation lab has run over 50 Prototyping labs, diversifying their portfolio of formats to explore trends and develop initial ideas.

See below for abstract, summary, keypoints and glossary.

Guest speakers: Michael Migendt: Associate Director of Innovation & Digitalization (DZ BANK) and Bastian Stahl: Senior Consultant Digitalization & Innovation (DZ BANK)

Socially accountable – How the German Cooperative Banking Group joins economic goals with social policies (BVR, Germany)

Cooperative banks have a history of balancing financial success with social responsibility, with BVR being the umbrella organization for the sector in Germany. The importance of balancing financial success with social responsibility in the cooperative banking sector is underscored, with a focus on sustainability management and community engagement through sponsorship projects.

See below for abstract, summary, keypoints and glossary.

Guest speakers: Melanie Schmergal: Head of Communications and Public Relations (BVR)

From Trends to Products - Strategic Innovation Management in DZ BANK (Germany)

DZ Bank, part of the cooperative financial network in Germany, has a customer-oriented approach to banking,. The bank’s innovation process involves identifying trends, researching, and implementing innovative products, showcasing their commitment to innovation and strategic management in the financial sector. The innovation lab has run over 50 Prototyping labs, diversifying their portfolio of formats to explore trends and develop initial ideas.

See below for abstract, summary, keypoints and glossary.

Guest speakers: Michael Migendt: Associate Director of Innovation & Digitalization (DZ BANK) and Bastian Stahl: Senior Consultant Digitalization & Innovation (DZ BANK)

2022

Guest speaker: Tariq Noori: Department Head Group Strategy / Sustainability, DZ BANK, Germany, Panel member of the Green and Sustainable Finance Cluster.

Financial Sustainability - How can Sustainable transformation of our economy succeed? (Germany)

DZ BANK’s Key Role to play in the Sustainability Transformation of the Real Economy. As the topic of Sustainability has grown continuously over the past decades; it seems vital for cooperative and popular banks to also focus on how they can support Customers and the Economy while complying to Regulatory basis.

However, a sustainable economy can only succeed if the green transformation encompasses all sectors and companies with a holistic approach:
Ø  Focusing solely on already green companies, economic activities and technologies is misleading, as this approach does not contribute to solving climate change
Ø  Raising awareness on CO2-intensive industries and technologies that still account for the largest share of CO2 emissions and thus also of climate change (e.g. energy sector, cement industry)

2020

2019

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